Using this website
This website is operated for Mortgage Haat, a trading name of Capitrad Advisors Limited. It provides general information about personal mortgage and protection matters. It does not make a mortgage offer or provide a personal recommendation solely through its pages.
Information and decisions
Mortgage and insurance decisions depend on individual circumstances and provider criteria. Information can change. Please obtain advice relevant to your own position before acting. A lender or insurer decides whether an application meets its requirements.
Mortgage risk
Your home may be repossessed if you do not keep up repayments on your mortgage.
A mortgage is secured against your home. Missed repayments can have serious consequences. If you expect payment difficulties, contact your lender promptly. Think carefully before securing other debts against your home.
Protection risk
Insurance does not cover every event. Exclusions, waiting periods and eligibility conditions can apply. Read the policy documents and keep the information you provide accurate and complete.
Enquiries and external links
An enquiry is a request for contact, not an application approval or a binding mortgage or insurance offer. External websites have their own terms and privacy arrangements.
Acceptable use and rights
Use this website lawfully. Do not attempt unauthorised access, disrupt its operation or submit malicious material. Content rights belong to their respective owners. Nothing in these terms excludes liability that cannot lawfully be excluded or limits your statutory rights.
Service agreements
The client agreement and product documents provided for a particular service explain its terms, costs and rights. These website terms do not replace those documents.