Consider the household behind the mortgage
A mortgage is a long-term commitment. Protection planning considers what could happen to household finances if illness, injury or death affected the people relied on to meet those commitments.
Different policies address different needs
Life insurance, critical illness cover and income protection have different purposes and conditions. Cover, exclusions, waiting periods, premiums and eligibility vary. A policy will only pay where its terms and claim requirements are met.
Review what you already have
Existing policies, employer benefits, savings, dependants and your budget can all affect a protection discussion. Do not cancel existing cover before understanding the consequences and ensuring any replacement arrangements are in place.
A personal discussion
Protection recommendations require information about your circumstances. Health information should be provided only through an agreed secure process, with the relevant privacy information.
Ask about protection
Call 07771 112070 or start a WhatsApp conversation. Please do not send identity documents, bank statements or medical information through an initial website or WhatsApp enquiry.